Get The Most Out From Your Balance Transfer Card |
Posted: December 18, 2012 |
Balance transfer cards is a kind of card that allows the cardholder to transfer old balance to the new card. But in order for you to enjoy all the benefits out of your balance transfer cards you need to get one first. It is easy to apply for this kind of card and you can also do it online for free. Before you fill up the form online first you need to read the terms of use of the card, learn what are the benefits you can enjoy, how much is the fees and charges and make sure that you can pay the dues on time to avoid bad credit rating. Checking exact promotional 0% APR It does not hurt to be cautious but it could trap you in financially if you will not take few minutes of your time to learn more about the right balance transfer card that suits your needs. Most balance transfer cards offers introductory 0% APR for more than 12 months. Always bare in mind that the 0% APR is not forever but for limited months only. Make sure to check the fees and APR for more information about the exact time frame for your promotional 0% APR. One approved you can easily transfer your balance from your old card to your new balance transfer card. Getting the most out of your balance transfer card If you are a wise credit cardholder you knew when is the right time to exit and paid up your balance - perfect time to exit is before the promotional period expires. If you still have existing balance to pay after the promo period then you will start to pay the regular APR charges that will range from 10.99% to 22.74%. If you think about it it is a lot of money on top of what you had spent but if you are a wise balance transfer card user you will get the most out of it by paying off your debt before your introductory 0% APR ends. Knowing the benefits you can get Checking the benefits you will get from your balance transfer card must one of the top task you need to perform before you fill up the application form. Balance transfer cards usually give 5% cashbacks bonus on your purchases but some cards offers one-time bonus points or cashbacks to your credit statements. When you shop online using your balance transfer card's popular online retailer you will have the chance to indulge yourself in an awesome 20% discounts. Take a note of the following balance transfer card and their benefits: 1. Discover® Motiva Card - every time you shop at their online popular retailers at Discover.com you can avail the 20% discount bonus. 2. Visa® Black Card - you can then enjoy 100% more value on your airfare plus unlimited visit to VIP airport lounge. 3. Discover® More® Card - you an savor yourself 5% cashback up to $1,500 on your online shopping and Department Store purchases. 4. NY Giants Extra Points Credit Card - you can enjoy 20% discount every time you shop at NFLShop.com and you can earn 2 points in every NFL items you buy. This is a great card for men and women who love football. You enjoy watching your favorite team and enjoy awesome benefits out of it. 5. Virgin America Visa® Signature Card - you can indulge yourself up to 25,000 bonus points after you use your card for the first time and you can earn 3 points in every $1 on your Virgin America purchases. 6. Student UPside Visa® Prepaid Card, BillMyParents® Reloadable Prepaid MasterCard® and PASS Card from American Express - these cards provide easy access and tracking to your kids transactions, limit their overspending habit, and you can control the amount of money you can load to your kid's student card. You have plenty of credit cards to choose from available at 1-800-creditcards.com. Whether its for your business - there are variety business credit cards to choose from, for your kids - there are different student credit cards that will give you full control, and if you are struggling to paid off your balance from month to month - there are few low interest rate credit cards that will uit your needs. Time is money, who knows you will find the credit card that you been looking for - visit our site (1-800-creditcards.com) and get one now!!!
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